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XRP

XRP: rates for your exact amount

Every open XRP product in your country, sorted by what you earn. Interest is paid in XRP itself.

Product type
VenueYou earnHighest rateTierProductTermConditions
Bybit0.70%Highest rate0.70%B2/4· Medium riskFlexible SavingsFlexibleWithdraw any timeLimited quota
OKX0.48%Highest rate0.48%B2/4· Medium riskSimple Earn FlexibleFlexibleWithdraw any time
Gate0.43%Highest rate0.43%B2/4· Medium riskSimple Earn FlexibleFlexibleWithdraw any time
Gate0.17%Highest rate0.17%B2/4· Medium riskFixed Term 7d7 days
Gate0.13%Highest rate0.13%B2/4· Medium riskFixed Term 14d14 days
Gate0.12%Highest rate0.12%B2/4· Medium riskFixed Term 30d30 days
Kraken0.10%Highest rate0.10%B2/4· Medium riskOpt-in RewardsFlexibleWithdraw any time
Binance0.07%Highest rate0.07%B2/4· Medium riskSimple Earn FlexibleFlexibleWithdraw any time
Gate0.04%Highest rate0.04%B2/4· Medium riskStaking · GTXRPStaking
KuCoin0.01%Highest rate0.01%B2/4· Medium riskSimple Earn FlexibleFlexibleWithdraw any time
Not open to everyone (new users, VIP) or a rate spike
Nexo6.25%Highest rate6.25%B2/4· Medium riskFixed-term Savings 90d (Platinum tier: ≥10% of portfolio in NEXO)90 daysVIP required
Nexo5.25%Highest rate5.25%B2/4· Medium riskFixed-term Savings 30d (Platinum tier: ≥10% of portfolio in NEXO)30 daysVIP required
Nexo4.25%Highest rate4.25%B2/4· Medium riskFlexible Savings (Platinum tier: ≥10% of portfolio in NEXO)FlexibleWithdraw any timeVIP required

Tier: A lowest risk, D active incident. The number after the letter is the criteria met.

Choose where to deposit XRP for your conditions →

Best rate each day (10,000 USD deposit) · Flexible

0.0%0.4%0.7%24 Sept 202611 Oct 2026
BybitOKXGateKraken
Show the numbers
DayBybitOKXGateKraken
11 Oct 20260.70%0.48%0.42%0.10%
10 Oct 20260.70%0.48%0.42%0.10%
9 Oct 20260.70%0.48%0.40%0.10%
8 Oct 20260.70%0.49%0.22%0.10%
7 Oct 20260.70%0.40%0.19%0.10%
6 Oct 20260.70%0.33%0.18%0.10%
5 Oct 20260.70%0.28%0.19%0.10%
4 Oct 20260.70%0.25%0.24%0.10%
3 Oct 20260.70%0.25%0.25%0.10%
2 Oct 20260.70%0.23%0.26%0.10%
1 Oct 20260.70%0.08%0.12%0.10%
30 Sept 20260.70%0.06%0.12%0.10%
29 Sept 20260.70%0.07%0.10%0.10%
28 Sept 20260.70%0.06%0.11%0.10%
27 Sept 20260.70%0.06%0.10%0.10%
25 Sept 20260.70%0.19%0.10%–
24 Sept 20260.70%0.08%0.12%–

Risk of XRP itself B2/4· Medium risk

The coin is rated on its own; a product’s overall tier is the worse of the coin and the venue.

  • Meets: Network live since 2012-06 (14 years)
  • Meets: Market cap in the top 10: rank 5 (2026-09)
  • Falls short: Supply or control is concentrated in one organisation: Ripple holds about 31–35 billion XRP in escrow, about 1/3 of the total supply of 100 billion (09/2026); 1 billion XRP is unlocked each month and 60–80% is usually relocked.
  • Falls short: The network halted in the last 2 years: XRP Ledger halted for about 10 minutes as many nodes failed and restarted at the same time (2024-11); XRP Ledger stopped validating ledgers for about 64 minutes (2025-02)
  • Note: Interest is paid in this coin: its USD value moves with the coin price. The risk tier does not reflect price risk.
  • Note: Staking: XRP has no native staking; XRP Earn yield usually comes from lending or platform activity, so it carries counterparty risk.