DeFi protocol (you keep your wallet, funds sit in a smart contract)
LidoA5/5· Lower risk
Facts last reviewed 24 Sept 2026
The largest ETH staking protocol (stETH), live since 12/2020, audited by multiple firms. Only a few validator slashing events with very small losses recorded.
Compare a move (switching cost) →History: published and paid rates, incidents, legal status →
Why this tier
- Meets: Operating since 2020-12 (5 years)
- Meets: Audited by 9 firms: MixBytes, Certora, Sigma Prime, Quantstamp, ChainSecurity, Statemind, Ackee Blockchain, Consensys Diligence, OpenZeppelin
- Meets: Bug bounty programme (Immunefi, up to $2M)
- Meets: Large TVL: $24.2B
- Meets: No material uncovered losses in the core product (incidents in isolated products or under $1M are listed separately)
- Note: Risk of the asset itself: stETH is a liquid staking token: risk of validator penalties, a discount to ETH under market stress (up to ~8% in 6/2022), and withdrawal wait times.
Tier history
- 29 Sept 2026A· Lower riskLower risk
Products
| Coin | You earn | Highest rate | Tier | Product | Term | Conditions |
|---|---|---|---|---|---|---|
| ETH | 2.19% | Highest rate2.19% | A5/5· Lower risk | Lido · Ethereum | Staking |
ETHTier: A lowest risk, D active incident. The number after the letter is the criteria met.