DeFi protocol (you keep your wallet, funds sit in a smart contract)
Jupiter LendB4/5· Medium risk
Facts last reviewed 24 Sept 2026
A Solana lending protocol built on the Fluid architecture, launched 8/2025 (over 1 year). No incidents recorded.
Compare a move (switching cost) →History: published and paid rates, incidents, legal status →
Why this tier
- Falls short: Operating since 2025-08, under 3 years
- Meets: Audited by 6 firms: Zenith, Offside Labs, MixBytes, OtterSec, Certora, Code4rena
- Meets: Bug bounty programme (Chương trình riêng (OOOSec))
- Meets: Large TVL: $1.1B
- Meets: No recorded incident causing user losses in the core product
- Note: Risk of the asset itself: High loan-to-value (up to 95%) and shared liquidity; Lend v2 reuses deposits as DEX liquidity, adding depeg risk.
Tier history
- 29 Sept 2026B· Medium riskMedium risk
Products
| Coin | You earn | Highest rate | Tier | Product | Term | Conditions |
|---|---|---|---|---|---|---|
| USDC | 4.68% | Highest rate4.68% | B4/5· Medium risk | Jupiter Lend · Solana · Earn | FlexibleWithdraw any time |
USDCTier: A lowest risk, D active incident. The number after the letter is the criteria met.