DeFi protocol (you keep your wallet, funds sit in a smart contract)
Compound v3A5/5· Lower risk
Facts last reviewed 24 Sept 2026
Each Compound III market lends only one base asset. It was affected by the collapses of deUSD (11/2025) and rsETH (4/2026); bad positions were liquidated and no depositor losses have been recorded.
Compare a move (switching cost) →History: published and paid rates, incidents, legal status →
Why this tier
- Meets: Operating since 2022-08 (4 years)
- Meets: Audited by 2 firms: OpenZeppelin, ChainSecurity
- Meets: Bug bounty programme (Immunefi, up to $1M)
- Meets: Large TVL: $1.4B
- Meets: Users were fully compensated for every known incident
- Note: Risk of the asset itself: Depositors bear bad-debt risk from the market's collateral (e.g. deUSD, rsETH) and cannot withdraw while a market is paused.
Tier history
- 29 Sept 2026A· Lower riskLower risk
Products
| Coin | You earn | Highest rate | Tier | Product | Term | Conditions |
|---|---|---|---|---|---|---|
| USDC | 4.07% | Highest rate4.07% | A5/5· Lower risk | Compound v3 · Ethereum | FlexibleWithdraw any time | |
| ETH | 1.46% | Highest rate1.46% | A5/5· Lower risk | Compound v3 · Ethereum | FlexibleWithdraw any time |
USDC
ETHTier: A lowest risk, D active incident. The number after the letter is the criteria met.